Homes: REFINANCE

This menu driven program was specifically developed for the
consumer instead of the banker, and it determines exactly how much
you will save by refinancing.  It uses your saving interest rate
to calculate and graph the break-even holding period and also
shows how much you will save each year thereafter.  REFINANCE
works with two step and fixed interest loans.  For variable
interest loans you can estimate an average interest rate.  An on-
line cell specific help and an auto-install feature make this
program extremely user friendly.